Disclosures & Resources

Account disclosures and other important documents related to our products


Deposit Account Disclosures

This Deposit Account Agreement is your guide to checking, savings, CDs, overdraft protection, funds availability and privacy for IDB deposit accounts.

View Deposit Account Agreement (PDF)
IDB Access Online Banking Agreement

Our Consumer Online and Mobile Services Program Terms and Conditions.

Read IDB Access User Agreement (PDF)
Customer Identification Program

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Schedule of Fees: Domestic Personal Accounts
Read IDB Fee Schedule (PDF)

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