Apparel &
Consumer Products
Helping You Adapt and Succeed as the Industry Evolves.
Whether you are a manufacturer, an importer or a wholesaler, IDB understands the changing dynamics of the retail environment, including the growth of e-commerce –and stands ready to assist you with financial solutions tailored to your needs. Our dedicated Bankers in Apparel & Consumer Products not only understand the businesses they cover; they’re known for strong client relationships and extensive global connections, bringing new opportunities as your preferences and supply channels evolve.
Our Specialties
Why Choose IDB Bank?
IDB’s unparalleled experience, deep industry knowledge and strong client relationships allows us to make deals happen that other banks can’t.
Experts in Commercial Lending
Our focused coverage of the market by segment allows our bankers to structure products that are well suited to fulfill client needs and deliver those solutions seamlessly in middle market, ABL or factoring environments.
Banking Solutions Tailored to the Industry
We provide a complete and well-rounded set of solutions for cash management, trade financing, foreign exchange, as well as merchant cards and full-service wealth management.
Unique Personalized Service Model
Our unwavering commitment to putting our clients’ needs first means taking the time to fully understanding their business and personal needs. This superior client experience at IDB has led to decades of satisfied customers.
Working Capital Lending Solutions
Customized debt solutions to support your immediate working capital needs.
Middle Market Lending
We provide discretionary and committed lines of credit to support a company's working capital needs as it navigates increasingly complex supply chains. Our team also delivers financing on a secured basis with blanket liens and streamlined reporting.
Asset-Based Lending
We provide financing for companies that are more leveraged and have a greater reliance on asset conversion. Higher advance rates are also available with a more structured lending approach and more frequent reporting.
Factoring
To better manage and leverage your company’s accounts receivables, our factoring solutions provide credit guaranty of accounts receivable, professionally managed collection, and cash application services tailored for your business’ needs.
Long-Term Lending Solutions
We offer debt structures to support the longer-term objectives of your business.
Intellectual Property & Brand Financing
Providing term debt for owners of consumer brands based upon cash flow from licensing contracts and appraised value for the purpose of distributions, recapitalization and acquisitions.
Owner-Occupied Commercial Mortgages
For your facility expansion needs, we will be your financial partner to help you purchase or refinance owner-occupied commercial real estate.
Sponsor Financing
Arranging and providing leveraged financing, we can help support equity sponsors' acquisitions and re-capitalizations.
Equipment Leasing
Businesses looking to match long-term funding needs and locking in cash may consider matching their equipment leases with multiyear financing solutions.
Manage Your Business
We offer a innovative suite of products and services that can best help you manage your day-to-day business activities.
Cash Management
From multiple convenient payment options to security and fraud protection tools, we can help you maximize your liquidity with our cash management platform.
Trade Finance & Supply Chain Strategies
We know the importance of efficiency, speed, and personal service for import businesses. With Trade Finance, we assure prompt issuance of your credits.
Receivables Management
Our paperless platform for outsourcing your receivables collection process allows you to ledger these with secure access to their current status, collector's comments, historical trends and the ability to download information.
Foreign Exchange & Derivatives
For companies who need to hedge against currency and interest rate exposures, we offers solutions to manage risk, while also reducing vendor costs.
Private Banking for Business Executives
The line between commercial banking and private banking is often hard to distinguish. That’s why we are proud to offer our commercial banking clients with access to a robust private banking platform.
Banking & Lending
For our high-net-worth clientele, we offer many deposit and credit solutions to manage their day-to-day savings and expenses, along with tailored solutions for their families and household staff.
Learn MoreWealth Management
Our wealth management experts and resources are available to strategically manage your wealth and assets. We remain committed to providing objective and transparent discretionary investment management services to our high-net-worth individuals.